Debit Cards

Contact the bank for fee information.

Fast Facts: Young Americans Bank Debit Card

• Can only use with Young Americans Bank checking account
• Can be used for ATM access (all ATM transaction fees apply)
• $500 open-to-buy limit
• $100 per day ATM withdrawal limit
• Required to take a Debit Card class

When you use a debit card, it's like you are writing a check. The benefit of having a debit card is that it may be more accepted than checks, especially out-of-state and in other countries. A debit card can be used anywhere VISA is accepted. That means you can use it like a credit card for purchases.

However, unlike a credit card that lets you 'pay later,' with a debit card you are 'paying now' and taking money directly from your checking account. You can also use a debit card at an ATM to get cash from your bank accounts.

Debit cards are complex products to use and understand. Before you get a debit card, you will need to take a 45-minute class that will help you understand:

• How your card will work
• The difference between the many 'plastic' cards out there
• The good and the bad of debit cards

• Confusing terms such as 'open-to-buy'

Lost or Stolen Card

If your debit card is lost or stolen, immediately call 1-800-554-8969.

View our Privacy Policy
Important Disclosure Regarding Deposit Insurance on Noninterest-bearing Transaction Accounts
Member, FDIC